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Becoming Financially Confident

Target Date Funds Explained: The 401(k) Choice Most People Never Make

58:05

Audio file

In today’s episode, Ralph Estep Jr. and Juliet spend the whole show on 401(k)s, covering the fees nobody sends a bill for, the fund you may never have chosen, and the old accounts people leave behind.

In This Episode

✓ How a one-point fee gap cuts a 401(k) balance by 28% in the Labor Department’s example

✓ Why two target date funds with the same year can cost very different amounts

✓ 31.9…